Florida · 2027 plans on HealthCare.gov

Florida health insurance for 2027, with a licensed agent on your side.

A licensed agent checks your tax credit, compares HealthCare.gov plans where you live in Florida and answers your questions on one free call.

Call free: (888) 217-5577Licensed agents · 7 days, 8 AM to 7 PM ET

No cost, no obligation to enroll
Licensed in Florida
Help by phone anywhere in Florida

We are not HealthCare.gov or your insurance company.For an existing account, bills, ID cards or claims with your current insurer, contact them directly. We help you compare and choose plans.

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Leave your number and a licensed agent will call you. It takes about 30 seconds.

ZIP code

Full name

What do you need help with?

Find a 2027 plan Review my renewal A question about my coverage

How many people need coverage?Mobile phone

By requesting a call, you ask MIR Advisors LLC, doing business as MarketplaceHQ, to call about your request. This is not authorization to enroll you in a plan. Your information is never sold.

2027 coverage in Florida: what to know

Where Florida residents enroll: Florida uses the federal HealthCare.gov Marketplace for 2027. Open Enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027. Source: HealthCare.gov dates and deadlines.

For 2027, HealthCare.gov plan data for Florida lists medical plans under 12 insurer names:

22 Health
Ambetter Health
AmeriHealth Caritas Next
AvMed
Capital Health Plan
Florida Blue (BlueCross BlueShield FL)
Florida Blue HMO (a BlueCross BlueShield FL company)
Florida Health Care Plans
Health First Commercial Plans, Inc.
Oscar Health Maintenance Organization of Florida
UnitedHealthcare
Wellpoint

What you can choose depends on where you live. The most choice is in 3 counties, with 9 insurer names; the fewest is 2 insurer names, in 2 counties. A licensed agent can show what is offered in your county.

Source: CMS 2027 QHP Landscape file (individual medical), published by CMS for plan year 2027. Counts are insurer names as listed by CMS; some companies list more than one name.

Open Enrollment for 2027 Florida coverage

Nov 1, 2026Open Enrollment for 2027 coverage begins
Dec 15, 2026Enroll or switch by this date for coverage starting Jan 1, 2027
Jan 15, 2027Open Enrollment ends; coverage starts Feb 1, 2027

Outside Open Enrollment, a qualifying life event may open a Special Enrollment Period.

Illustrative adults reviewing their coverage options

How it works

1
Call or request a call
Tell us your ZIP code and who needs coverage in Florida.
2
We check your savings
An agent estimates your 2027 tax credit based on household and income.
3
Compare and choose
See plans side by side for cost, doctors and prescriptions. You decide.

Have these handy

ZIP code and countywhere you live in Florida
Who needs coverageages of everyone on the plan
Estimated 2027 incomefor your household
Doctors and prescriptionsyou want to keep

Your licensed agent in Florida

Paola Del Carmen Noriega · NPN 19008927 · Florida license #W539914. Verify license

MarketplaceHQ is a service of MIR Advisors LLC. See all state licenses.

Questions, answered

Is this HealthCare.gov?

No. MarketplaceHQ is a private, licensed insurance agency service of MIR Advisors LLC. You can also apply directly at www.healthcare.gov or by calling 1-800-318-2596.

When can I enroll in a 2027 plan in Florida?

Florida uses the federal HealthCare.gov Marketplace for 2027. Open Enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027. Outside Open Enrollment, a qualifying life event such as losing other coverage, moving or having a baby may open a Special Enrollment Period.

Does it cost anything to talk to an agent?

No. Help from our licensed agents is free, and there is no obligation to enroll.

Is your agent licensed in Florida?

Yes. Paola Del Carmen Noriega · NPN 19008927 · Florida license #W539914. Verify license You can see every state we serve on our licenses page.

Can I get help paying for coverage?

Many people qualify for a premium tax credit based on household size and income. An agent can estimate yours on the call; the final amount is set by your application.

What should I have ready?

Your ZIP code, who needs coverage, an estimate of your 2027 household income and any doctors or prescriptions you want to keep.

Explore all answers

We are ready when you are.

One call with a licensed agent. Free, no obligation, 7 days a week.

Call free: (888) 217-5577

7 days a week, 8 a.m. to 7 p.m. Eastern