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North Carolina · 2027 plans on HealthCare.gov

North Carolina health insurance for 2027, with a licensed agent on your side.

A licensed agent checks your tax credit, compares HealthCare.gov plans where you live in North Carolina and answers your questions on one free call.

Call free: (888) 217-5577Licensed agents · 7 days, 8 AM to 7 PM ET
  • No cost, no obligation to enroll
  • Licensed in North Carolina
  • Help by phone anywhere in North Carolina
We are not HealthCare.gov or your insurance company.For an existing account, bills, ID cards or claims with your current insurer, contact them directly. We help you compare and choose plans.

2027 coverage in North Carolina: what to know

Where North Carolina residents enroll: North Carolina uses the federal HealthCare.gov Marketplace for 2027. Open Enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027. Source: HealthCare.gov dates and deadlines.

For 2027, HealthCare.gov plan data for North Carolina lists medical plans under 5 insurer names:

  • Ambetter of North Carolina
  • AmeriHealth Caritas Next
  • Blue Cross and Blue Shield of NC
  • Oscar Health Plan of North Carolina, Inc
  • UnitedHealthcare

What you can choose depends on where you live. The most choice is in 5 counties, with 5 insurer names; the fewest is 1 insurer name, in 29 counties. A licensed agent can show what is offered in your county.

Source: CMS 2027 QHP Landscape file (individual medical), published by CMS for plan year 2027. Counts are insurer names as listed by CMS; some companies list more than one name.

Open Enrollment for 2027 North Carolina coverage

  1. Nov 1, 2026Open Enrollment for 2027 coverage begins
  2. Dec 15, 2026Enroll or switch by this date for coverage starting Jan 1, 2027
  3. Jan 15, 2027Open Enrollment ends; coverage starts Feb 1, 2027

Outside Open Enrollment, a qualifying life event may open a Special Enrollment Period.

Illustrative adults reviewing their coverage options

How it works

  1. 1
    Call or request a call

    Tell us your ZIP code and who needs coverage in North Carolina.

  2. 2
    We check your savings

    An agent estimates your 2027 tax credit based on household and income.

  3. 3
    Compare and choose

    See plans side by side for cost, doctors and prescriptions. You decide.

Have these handy

  • ZIP code and countywhere you live in North Carolina
  • Who needs coverageages of everyone on the plan
  • Estimated 2027 incomefor your household
  • Doctors and prescriptionsyou want to keep

Your licensed agent in North Carolina

Paola Del Carmen Noriega · NPN 19008927 · North Carolina license #19008927. Verify license

MarketplaceHQ is a service of MIR Advisors LLC. See all state licenses.

Questions, answered

Is this HealthCare.gov?

No. MarketplaceHQ is a private, licensed insurance agency service of MIR Advisors LLC. You can also apply directly at www.healthcare.gov or by calling 1-800-318-2596.

When can I enroll in a 2027 plan in North Carolina?

North Carolina uses the federal HealthCare.gov Marketplace for 2027. Open Enrollment for 2027 coverage runs November 1, 2026 to January 15, 2027. Enroll by December 15, 2026 for coverage that starts January 1, 2027. Outside Open Enrollment, a qualifying life event such as losing other coverage, moving or having a baby may open a Special Enrollment Period.

Does it cost anything to talk to an agent?

No. Help from our licensed agents is free, and there is no obligation to enroll.

Is your agent licensed in North Carolina?

Yes. Paola Del Carmen Noriega · NPN 19008927 · North Carolina license #19008927. Verify license You can see every state we serve on our licenses page.

Can I get help paying for coverage?

Many people qualify for a premium tax credit based on household size and income. An agent can estimate yours on the call; the final amount is set by your application.

What should I have ready?

Your ZIP code, who needs coverage, an estimate of your 2027 household income and any doctors or prescriptions you want to keep.

Explore all answers

We are ready when you are.

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Call free: (888) 217-5577

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